Terms of Use

Last Updated: June 11, 2025

Welcome to FinanceSage. These terms and conditions outline the rules and regulations for the use of our website.

By accessing this website, we assume you accept these terms and conditions in full. Do not continue to use FinanceSage's website if you do not accept all of the terms and conditions stated on this page.

1. Definitions

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice, and any or all Agreements: "Client", "You" and "Your" refers to you, the person accessing this website and accepting the Company's terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to FinanceSage. "Party", "Parties", or "Us", refers to both the Client and ourselves, or either the Client or ourselves.

2. License

Unless otherwise stated, FinanceSage and/or its licensors own the intellectual property rights for all material on FinanceSage. All intellectual property rights are reserved. You may view and/or print pages from https://financesage.co.za for your own personal use subject to restrictions set in these terms and conditions.

You must not:

  • Republish material from https://financesage.co.za
  • Sell, rent or sub-license material from https://financesage.co.za
  • Reproduce, duplicate or copy material from https://financesage.co.za
  • Redistribute content from FinanceSage (unless content is specifically made for redistribution)

3. Disclaimer

3.1 Educational Content Only

All content provided on this website is for informational and educational purposes only. The content is not intended to be a substitute for professional financial advice, diagnosis, or treatment. Always seek the advice of a qualified financial professional regarding any questions you may have.

3.2 Not Financial Advice

The information contained on the FinanceSage website is not financial advice and should not be interpreted as such. We do not provide personalized investment advice or other financial services. The educational content is general in nature and may not be appropriate for your personal circumstances.

3.3 No Guarantees

We do not guarantee the accuracy, completeness, or usefulness of any information on the website or the financial success of any person using our educational resources. Financial decisions involve risk, and past performance is not indicative of future results.

4. User Content

In these Terms and Conditions, "User Content" shall mean any audio, video, text, images or other material you choose to submit to FinanceSage, such as comments or forum posts. With respect to User Content, by submitting it, you grant FinanceSage a worldwide, non-exclusive, royalty-free, transferable license to use, reproduce, adapt, publish, translate and distribute it in any media.

User Content must not be illegal or unlawful, must not infringe any third party's legal rights, and must not be capable of giving rise to legal action whether against you or FinanceSage or a third party (in each case under any applicable law).

FinanceSage reserves the right to edit or remove any material submitted to this website, or stored on our servers, or hosted or published upon this website.

5. No Warranties

This website is provided "as is," with all faults, and FinanceSage makes no express or implied representations or warranties, of any kind related to this website or the materials contained on this website.

6. Limitation of Liability

In no event shall FinanceSage, nor any of its officers, directors and employees, be liable to you for anything arising out of or in any way connected with your use of this website, whether such liability is under contract, tort or otherwise, and FinanceSage, including its officers, directors and employees shall not be liable for any indirect, consequential or special liability arising out of or in any way related to your use of this website.

7. Indemnification

You hereby indemnify to the fullest extent FinanceSage from and against any and all liabilities, costs, demands, causes of action, damages and expenses (including reasonable attorney's fees) arising out of or in any way related to your breach of any of the provisions of these Terms.

8. Severability

If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.

9. Variation of Terms

FinanceSage is permitted to revise these Terms at any time as it sees fit, and by using this website you are expected to review such Terms on a regular basis to ensure you understand all terms and conditions governing use of this website.

10. Assignment

FinanceSage shall be permitted to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification or consent required. However, you shall not be permitted to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

11. Entire Agreement

These Terms, including any legal notices and disclaimers contained on this website, constitute the entire agreement between FinanceSage and you in relation to your use of this website, and supersede all prior agreements and understandings with respect to the same.

12. Governing Law & Jurisdiction

These Terms will be governed by and construed in accordance with the laws of South Africa, and you submit to the non-exclusive jurisdiction of the courts located in South Africa for the resolution of any disputes.

13. Contact Information

If you have any questions about these Terms, please contact us at:

FinanceSage
Graaff-Reinet, 6280
South Africa
Email: [email protected]
Phone: +27498074302